Navy Midshipmen at Florida Atlantic Owls

Navy Midshipmen visit Florida Atlantic Owls in NCAA Football on Saturday, September 12, 2026. Our model projects NAVY 32 – FAU 28, a 4-point edge to Navy Midshipmen. DraftKings currently has FAU +4 with a total of 59.5.

The only inputs are final scores and schedule dates from the current and prior season, opponent-adjusted, plus the live DraftKings spread and total. 12 completed home-side and 13 completed away-side games are on file, worth 0.63 weighted games on the thinner side after recency decay and a discount on prior-season results. Because that history is graded severe, the projected score is blended 95% toward the DraftKings number of +4 / 59.5, which sat 3.617 points from what the completed scores alone implied.

This is a model projection, not an official tracked recommendation. The model rates it unrated, so no side is published and it is not eligible for a tracked pick or a Covered Select. Reasons on file: only 0.63 weighted games of history for the thinner side; team form is not measurable yet; score anchored 95% to the DraftKings number (4 / 59.5); unrated: the history behind this projection is insufficient, so the score is a market-anchored projection rather than a recommendation.