Howard Bison at Indiana Hoosiers

Howard Bison visit Indiana Hoosiers in NCAA Football on Saturday, September 12, 2026. Our model projects HOW 6 – IU 61, a 55-point edge to Indiana Hoosiers. DraftKings currently has IU -57.5 with a total of 67.5.

The only inputs are final scores and schedule dates from the current and prior season, opponent-adjusted, plus the live DraftKings spread and total. 16 completed home-side and 1 completed away-side games are on file, worth 0.04 weighted games on the thinner side after recency decay and a discount on prior-season results. Because that history is graded severe, the projected score is blended 95% toward the DraftKings number of -57.5 / 67.5, which sat 46.037 points from what the completed scores alone implied.

This is a model projection, not an official tracked recommendation. The model rates it unrated, so no side is published and it is not eligible for a tracked pick or a Covered Select. Reasons on file: only 0.04 weighted games of history for the thinner side; team form is not measurable yet; score anchored 95% to the DraftKings number (-57.5 / 67.5); unrated: the history behind this projection is insufficient, so the score is a market-anchored projection rather than a recommendation.